The One With SHBIE

The Sultan Hassanal Bolkiah Institute of Education (SHBIE) of Universiti Brunei Darussalam (UBD) has been upgraded to a Graduate School of Education. As a graduate school, SHBIE will cease to offer undergraduate degrees and diplomas starting August 2009.

The programmes that the Graduate School of Education will be offering are Doctor of Philosophy (PhD), Master of Education (MEd), Master of Teaching (MTeach) and Postgraduate Diploma (PGDip).

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A man is getting into the shower just as his wife is finishing up her shower, when the doorbell rings.

The wife quickly wraps herself in a towel and runs downstairs.

When she opens the door, there stands Bob, the next-door neighbour.

Before she says a word, Bob says, 'I'll give you $800 to drop that towel.'


After thinking for a moment, the woman drops her towel and stands naked in front of Bob, after a few seconds, Bob hands her $800 and leaves.


The woman wraps back up in the towel and goes back upstairs.

When she gets to the bathroom, her husband asks, 'Who was that?'

'It was Bob the next door neighbour,' she replies.

'Great,' the husband says, 'did he say anything about the $800 he owes me?'



Moral of the story:

If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.





QaLiX :D